Cheaper Health Insurance Premiums Available

If you have health insurance via the healthcare marketplace you may now qualify for much cheaper premium. If you are making less this year than previous years I highly recommend you take the time to visit and your state online healthcare marketplace to upload your paystub. You may save hundreds per month. The American […]

Sign-Up Time for Obamacare

October To-Do List Open enrollment for the Affordable Care Act begins today — October 1, 2013. All uninsured Americans will be required to have insurance coverage as of January 1, 2014. The Affordable Care Act (ACA), provides a new way to buy insurance through a health insurance marketplace. It’s lets you easily compare insurance options. […]

$95 Won’t Convince Nannies to Buy Health Insurance

Nannies that Don’t File Taxes Won’t Be Able to Get Government Subsidized Health Insurance (But They Might Qualify for Medicaid) Here are the State-by-State Premiums Under the Health Care Law published in the New York Times. I’ve often tried to explain the benefits of paying taxes to nannies who prefer to be paid in cash. […]

Reflections on Health Care for Nannies

By Polly PsiImage from Over the past few weeks we have attempted to take a sober look at the complex and voluminous health care legislation and to present a clear and simple timeline of changes to take effect during the process of implementation. Discarding the hyperbole and demagoguery of political operatives, we found a […]

Health Care Reform Timeline 2014 and 2015 and Beyond

In the year 2014 Image to left from conservationreport Insurance plan reforms: Create temporary reinsurance program to cover high-risk individuals. Allow states to merge individual and small group markets. Limit waiting periods for coverage to 90 days. Limit deductibles to $2000 for individuals and $4000 for families. Require renew-ability of plans by limiting rating variations […]

Health Care Reform Changes in Responsibilities for Individuals, Employers, and Government

Health Care Reform by 2014 As we continue our Health Care Reform Timeline here are some health care reform changes to expect in the year 2014. Individual responsibility: Requires most U.S. citizens and legal residents to obtain health insurance coverage or pay a penalty. The penalty amounts are phased-in over time. Certain low-income individuals who […]

Health Care Reform in 2013

Today we continue our health care reform timeline. Here are changes to occur in 2013. Tax changes: Increases threshold for claiming the itemized deduction for medical expenses from 7.5% to 10%, except for those over age 65. Increase the hospital insurance tax rate for wages over $200,00 by 0.9% for individuals; $250,000 for married couple […]

Health Care Reform for Nannies What to Expect in 2013

Health Care Reform Timeline ContinuedPreventive and wellness care: Create incentives for Medicaid programs that provide evidence -based preventive services that impose no copay. Quality improvements: Establish and encourage national programs for doctors and institutions to achieve savings and efficiencies by collaborating for better patient care and coordinating efforts. Require disclosure of financial relationships between all […]

Health Reform Timeline 2012

In 2012 we will find quality and data reporting improvements: Increase collection and reporting of data of health status regarding race, ethnicity, sex, disability status and economic status. Also includes rural and frontier areas. Medicare: Reduce payments to hospitals for preventable hospital readmissions. Allow provider to benefit from cost savings to Medicare based on more […]

Health Care Reform Timeline 2011

Preventive and Wellness Measures to Provide in 2011 – Eliminate copays for preventive services for Medicare beneficiaries. – Provide grants to small businesses to establish wellness programs. – Develop a national strategy to improve health care and preventive services. – Provide personalized risk assessments for Medicare and Medicaid recipients. – Provide incentives for behavior modification […]